How to choose the best places for your investments

How to choose the best places for your investments

How to choose the best places for your investments?

If you are interested to invest your money in buying any property or you want to do business into real estate then you need to be wise and intelligent. In Pakistan, there are so many beautiful places where you can purchase or sell property and you can also live in a rented house or rented apartment or rented room. You need to keep some important things in your mind while doing your investments which are shown below.

Property laws and it’s taxes:

You need to check out the laws and taxes of property by getting full information from real estate agent and by reading the important documents of property. After full satisfaction, start your investments.

Prices of properties:

If the property is very good then the price will also be very high but you must understand that when you create a big investment then the profit will also be very high and you will be benefited a lot.

Safety and crime aspects:

Your safety and protection must be there while you are doing your investments. Install good and high definition security cameras in your purchased property and you can also hire security guards for your good security. Do your investments safely.

Presence of good schools:

Good schools are also so much important places where you can send your children for acquiring good education. Ask your real estate agent about the educational facilities for your children which are situated near your property. Good academies and good schools both are important for nurturing your children future.

Well established areas:

The area of property in which you are interested should be well established with electricity, sui gas, water, etc. Hospitals, parks, restaurants, should also be existing near your area. When you will have all important facilities then your investments will be so much beneficial.

In this article, I have tried to explain simply about your investment in any property. I hope my this article has cleared your all doubts. Thanks for reading it!

Author : Muhammad Usman

اپنی سرمایہ کاری کے لیے بہترین جگھیں کیسے چننے؟

اگر آپ سرمایہ کاری کرنا چا ہتے ہیں کوئی جائیداد خریدنے میں یا آپ ریئل اسٹیٹ میں کاروبار کرنا چاہتے ہیں تو آپ کو عقل مندی کے ساتھ چلنا ہوگا۔ پاکستان میں بہت خوبصورت جگھیں ہیں جہاں پر آپ جائداد خرید سکتے ہیں اور جائداد بیچ بھی سکتے ہیں اور آپ کرایہ کے مکان میں یا کرایہ کے فلیٹ میں یا کرایہ کے کمرے میں بھی رہ سکتے ہیں۔ آپ کو کچھ ضروری باتیں ذہن میں رکھنی ہوں گی سرمایہ کاری کرنے سے پہلے جو آپ دیکھ سکتے اس تحریر میں۔

جائیداد کے قوانین اور اس کے ٹیکس:

آپ کو جاننا ہوگا جائداد کے قوانین اور اس کے ٹیکس کے بارے میں ساری معلومات ریئل اسٹیٹ ایجنٹ سے اور جائداد کے سارے دستاویزات پڑھنے ہوں گے۔ پوری تسلی کے بعد اپنی سرمایہ کاری شروع کردیں۔

جائیداد کی قیمتیں:

اگر جائیداد بہت اچھی ہے تو اس کی قیمت بھی بہت مہنگی ہوگی لیکن آپ کو یہ سمجھنا چاہیے کے اگر آپ بڑی سرمایہ کاری کریں گے تو آپ کو فائدہ بھی بہت زیادہ ہو گا۔

حفاظت اور جرائم کے پہلو:

آپ کی حفاظت بھی ایک بہت اہم پہلو ہے سرمایہ کاری کرنے میں۔ بہترین اچھی کوالٹی والے کیمرے اپنے گھروں میں فکس کروایں اور آپ چاہیں تو سیکیورٹی گارڈز بھی آپ رکھ سکتے ہیں اپنی حفاظت کے لیئے۔ اپنی سرمایہ کاری کریں حفاظت کے ساتھ۔

اچھے سکولوں کا موجود ہونا:

اچھے سکولوں کا بھی ہونا بہت ضروری ہے آپ کے بچوں کی اچھی تعلیم کے لیئے جہاں آپ انہیں بھیج سکیں اچھی تعلیم حاصل کرنے کے لیئے۔ اپنے ریئل اسٹیٹ ایجنٹ سے معلومات لیں کے کون کون سی جگھیں ہیں تعلیم حاصل کرنے کی آپ کی جائیداد کے ارد گرد۔ اچھی اکیڈمیز اور اچھے سکولز بہت ضروری ہوتے ہیں آپ کے بچوں کی اچھی تربیت کرنے کے لیئے۔

بہترین قائم کردہ جگھیں:

جس جگہ پہ آپ سرمایہ کاری کرنا چاہ رہیں ہیں وہاں پہ بجلی، گیس، پانی وغیرہ سب ہونا چاہیئے۔ ہسپتال، پارکس، ہوٹلز وغیرہ بھی قریب میں ہونے چاہیئے۔ جب یہ ساری سہولتیں آپ کے پاس ہوں گی تو آپ کی سرمایہ کاری آپ کے لیئے بہت فائدہ مند ہو گی۔

اس آرٹیکل میں میں نے کوشش کی ہے آپ کو آسان الفاظ اور آسان طریکے سے سمجھانے کی آپ کی سرمایہ کاری کرنے کے بارے میں۔ میں امید کرتا ہوں آپ کو اچھی معلومات ملی ہیں میرا یہ آرٹیکل پڑھ کے۔ آپ کا بہت بہت شکریہ اس آرٹیکل کو پڑھنے کا!

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bahria town karachi possession form

Bahria Town Karachi Possession Process

Bahria Town Karachi Possession Process

Bahria Town Karachi has announced to increase the deadline to get possession of developed properties till 31st January 2020. Previously, the management of the mega real-estate project had directed the property owners to clear their dues and apply for the possession of ready-to-handover residential and commercial plots also as apartments and villas in several precincts. During this regard, a notice for Bahria Town Karachi possession had been dispatched to the concerned owners in December 2019.

The main reason behind the extension within the deadline, which was previously ended at 15h January 2020, appears the huge response Bahria Town Karachi has received over the past few days. The possession counters at the project’s office have witnessed an influx of property owners, thus prompting the management to increase the last date.

In a recent tweet, Bahria Town Chairman Malik Riaz also announced the plot location are going to be allotted to the old members consistent with the map. Meanwhile, those that invested in Bahria Paradise and Bahria Sports City are going to be ready to obtain their plot numbers in March.

Although the possession process in Bahria Town Karachi is quite systematic, the general public rush due to the recent announcements can make it a touch time-consuming. Therefore, if you would like to avoid any unnecessary delays, you ought to familiarize yourself with the procedure to get possession within the upscale housing society in Karachi.

Let’s take a glance at this step-by-step guide Bahria Town Karachi Possession Process

Is Your Property Ready For Possession?

As mentioned above, Bahria Town Karachi dispatched notices to concerned property owners regarding possession handover in December. If you’ve got received such notice, it means you’ll apply for possession by clearing outstanding dues, paying the possession and utility charges and submitting required documents.

However, if you haven’t received a notice, you’ll simply visit the ‘Possession and Category Information’ counter at the Bahria Town office and inquire about the status of your property by showing the statement of your last payment and/or your Bahria Town Karachi registration.

If your property isn’t ready for possession, you’ll need to await subsequent Bahria Town Karachi possession announcement. On the opposite hand, if your property is prepared for possession handover, acquire the possession request form also as possession and utility charges slips from the ‘Possession and Category Information’ counter. Also, don’t forget to ask about the other charges which may be applicable.

Address: Bahria Town Customer Support Center, Bahria Town, Super Highway, Karachi.

Contact Number: 021-36161555, 021-38636936


Here is a breakdown of current Bahria Town Karachi Possession Process charges along with the applicable utility charges.

Type Size Utility charges Possession charges Maintenance charges
Residential plot 2,000 sq. yd. & above PKR 422,500 PKR 351,000  —
 — 1,000 sq. yd. PKR 370,500 PKR 253,500 PKR 13,000
 — 500 sq. yd. PKR 253,500 PKR 214,500 PKR 6,500
 — 250 sq. yd. PKR 117,000 PKR 136,500 PKR 3,250
 — 125 sq. yd. PKR 84,500 PKR 97,500 PKR 1,950
Bahria Homes Paradise PKR 485,000 PKR 375,500 PKR 6,500
 — Sports City Villa 350 sq. yd. PKR 273,000 PKR 422,500 PKR 4,550
 — Quaid Block 200 sq. yd. PKR 214,500 PKR 286,000 PKR 2,600
 — Iqbal Villa 150 sq. yd. PKR 169,000 PKR 214,500 PKR 1,950
 — Old Bahria Homes 200 sq. yd. PKR 214,500 PKR 195,000 PKR 2,600
 — Old Bahria Homes 150 sq. yd. PKR 169,000 PKR 214,500 PKR 1,950
Bahria Apartment 4-Bed 2,950 sq. ft. PKR 227,500 PKR 370,500 PKR 3,250
 — 3-Bed 2,250 sq. ft. PKR 169,000 PKR 292,500 PKR 2,350
 — 2-Bed 950 sq. ft. PKR 110,500 PKR 227,500 PKR 1,950
Farm Houses 2 acres PKR 877,500 PKR 1,235,000 PKR 26,000
 — 1.5 acres PKR 682,500 PKR 1,007,500 PKR 18,200
 — 1 acre PKR 455,000 PKR 715,000 PKR 10,400
Commercial Plot Over 1,000 sq. yd. PKR 845,000 PKR 600,00 PKR 15,000
 — Up to 1,000 sq. yd PKR 955,500 PKR 525,000 PKR 13,000
 — 500 sq. yd. PKR 845,000 PKR 812,500 PKR 6,500
 — Up to 250 sq. yd. PKR 513,500 PKR 747,500 PKR 3,250
 — Up to 200 sq. yd PKR 409,500 PKR 585,000 PKR 2,600
 — 120 sq. yd. PKR 357,500 PKR 422,500 PKR 2,000
 — Liberty Commercial PKR 475,500 PKR 525,000 PKR 4,500
 — Jinnah Avenue Commercial PKR 942,500 PKR 1,560,000 PKR 6,500

Please note that these charges are subject to change at the discretion of Bahria Town Karachi.

You can make your payment through cash or pay-order in any of the authorized bank branches nearby your home. It can also be paid at one of the designated bank counters at the Bahria Town office. 

Required Documents

Here is the list of documents required while applying for Bahria Town Karachi Possession Process .

  • Passport size photographs (two)
  • Computerized National Identity Card (original + copy)
  • Bahria Town Karachi possession form 
  • Provisional allotment letter (if issued)
  • Possession and utility charges slip 
  • Original deposit slip of category charges (if applicable)
  • Original customer copy of the booking form 
  • Transfer Letter along with original installments slips (if applicable)
  • Authority letter on PKR 100 stamp paper along with a copy of the allottee’s CNIC copy and passport size photo (in case the allottee can’t come)

Once you visit the Bahria Town Karachi office with these documents, get a token from the counter and wait for your turn before applying for possession.

Bahria Town Karachi Possession Process


Bahria Town Karachi Maps



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Here’s what you should know when you buy joint property in Pakistan

Here’s what you should know when you buy joint property in Pakistan

Owning property involves a lot of regulations and technicalities. In the case of joint properties, this is even more apparent as one owner might want to sell that property, but the others may not agree. Such cases can get quite complicated, so there are multiple laws in Pakistan governing the ownership and transfer of joint property. There are multiple mechanisms in place you should be aware of if you’re venturing into buying a property with co-buyers or want to sell your share of a joint property.

First of all, when multiple people are buying property together, a co-ownership agreement should be drafted and should be signed by all parties in the presence of an impartial referee. This should cover the issues related to the ownership, distribution, and management of the property. The price of the property, the date of the agreement, and the responsibilities of the co-owners should be clearly stated in the agreement so that there will be definite legal cover for any future misunderstandings or conflict.

Selling and transferring joint property has a lot more procedures than property owned by a single person. If one owner wants to sell the property, he/she cannot in any way sell the whole property unless the other owners are also involved in the transaction. Under Section 44 of the Property Act 1882, a co-owner can only sell the joint property to the extent of his/her own share. However, if a share in a common dwelling is being sold, the buyer will not be able to use that property for his/her personal use. This falls to the disadvantage of both the seller and the buyer. As joint property is commonly used as shared dwellings by joint families, this is a common problem with the transfer of jointly owned property in Pakistan.

In the case of Punjab, this problem has been brought under the legal umbrella through the Punjab Partition of Immovable Property Act 2012. This states that before a person sells their share in a joint property, all the co-owners have to partition that property in writing in the presence of an impartial referee. Anyone who wants to sell their share can only sell the part they have been given, preferably with the property being physically partitioned as well. The consent of all the co-owners is necessary under this law. The referee can also allow the combination of the shares of two or more co-owners with their written consent. The question of paying the referee according to the co-owners’ shares shall be decided by the court.

A common concern with joint property is the chance of one or more of the co-owners being dispossessed without their consent. The Specific Relief Act of 1877 deals with this concern and allows plaintiffs to sue the people dispossessing them from their shares illegally. Bringing this case to court involves bringing written proof of possession by the plaintiff. If this case is won, then the plaintiff can be restored to their previous state of possession.

In conclusion, according to legal experts, as long as you and your co-owners put everything down in writing and have clear agreements about the sharing and status of jointly owned property. They also recommended that joint property should be developed in such a way that it can easily be partitioned in the future if one owner wants to sell their share.

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